Utilize your land’s equity to make purchases and refinance existing loans. Ag equity loans are a revolving line of credit that provides financial flexibility.
An Ag Equity (Revolving Line of Credit) loan allows you to use the equity already built into your farmland. Use equity built when needing a resource for important purchases or major expenses. An Ag Equity loan helps you build asset strength and allows flexibility while freeing up cash flow for other needs.
Want to know your payment? Check out our handy online payment calculator.
Curious what current rates are for individual loan types? Get a better look at base rates for Landera Ag by connecting with our team. Contact us anytime, or find direct contact information for lenders by visiting our team page.
The underwriting of your ag loan covers a broad scope of topics. Credit and cash flow analysis typically ranks first in importance. The underwriting grid information below is an important credit guideline for fair and timely credit underwriting.
During the loan underwriting process, we ask you for specific financial information. This information will vary, and is dependent on the loan product and term you’re interested in.
Landera Ag is here to help ensure you have everything needed during the loan application process. Review our helpful application checklist.
To begin the loan process, prequalify today. Once you're prequalified, you'll then be able to start the loan application.
Please contact your Landera Ag lender for proper submission of your application materials or if you have questions about what to include.
Download our Landera Ag applications.
*Minimum draw amounts apply
**Interest may be tax deductible. Talk to your tax advisor.